What we'll cover
Most small businesses don't fail because of bad bookkeeping. They run into trouble because the things that should have been handled years ago weren't: a partnership without a buy-sell, a single key employee with no contingency, a business owner with no retirement account separate from the business itself.
We help you map what's already in place, identify the gaps, and decide which ones matter enough to address now. Most engagements take a handful of meetings. We work alongside your accountant and attorney, not around them.
Who it's for
- Solo owner-operators without a retirement account separate from the business.
- Small partnerships with no buy-sell agreement, or an out-of-date one.
- Businesses that depend heavily on one or two key people.
- Owners thinking about succession, eventual sale, or a partner buyout.
- Businesses whose finances are still mixed with the owner's.
- New owners trying to get the basic structure right from the start.
What the engagement looks like
- The first call. Thirty minutes. We ask about the business, the people, and the financial structures already in place. We listen for the gaps that tend to matter most.
- A written summary. A short document outlining the gaps we'd address first, why, and roughly what each one would involve. Enough to bring to your accountant or attorney.
- Implementation, if you'd like it. We sequence the work so you address one thing at a time. Coverage and account structures move first; longer-term planning follows.
- Ongoing review. The business changes. So do partners, employees, and tax law. We meet on a cadence that matches the pace of your business, usually annually.
What we won't do
We don't replace your accountant or your attorney. We don't move client funds. We won't recommend products that pay us better but don't fit. We don't try to be everything for everyone. We do one thing: help you decide what's worth doing next, and help you do it.
Start with thirty minutes.